5 Benefits Of FNB Personal Loans

5 Benefits Of FNB Personal Loans

FNB personal loans are extremely versatile.  You can see that they truly care about their customers.  Each personal loan vendor has their own benefits.  In other words:  you will have to choose wisely beforehand.  This is because you will be making payments toward the loan for some time.  If you do not choose correctly, you… Read More

Personal Loans in South Africa

Personal Loans in South Africa

Due to the 2008 financial recession, getting a personal loans in South Africa became a little more difficult. Banks and financial institutions demanded strict requirements and qualifications before approving any personal loan. Luckily, after a few years, banks and financial institutions slowly regain their trust in the economy again. Thus, loans are emerging once again.… Read More

Personal Loans for People with Poor Credit

Personal Loans for People with Poor Credit

Getting personal loans for people with poor credit in South Africa sounds difficult, but it’s definitely not impossible. Usually, banks close their doors on persons with poor credit because of the risks involved. However, there are some financial institutions that are still willing to be lenders for people who have a bad credit score. The challenge… Read More

What You Need to Know About Payday Loans Online

What You Need to Know About Payday Loans Online

Almost everybody experiences a time wherein unexpected expenses happen. The car broke down, the dog got sick, the medical aid scheme doesn’t cover a particular medical procedure or an infected tooth needs to be pulled. No one can foresee these events, not to mention the expenses they bring. This is why a person should get personal loans or payday… Read More

Fast Personal Loans Do’s and Don’ts

Fast Personal Loans Do’s and Don’ts

Personal loans are money that one can borrow from a bank or any financial institution which are to be used for one’s personal interest. One can use a personal loan to purchase a car, a lot or buy personal stuff. Note that there’s quite a few things about fast personal loans to keep in mind. There are… Read More

What Is Private Personal Loans?

What Is Private Personal Loans?

Private personal loans are loans from entities that do not provide personal loans to the public in general. Rather, their clientèle is limited to a specific group of individuals. The most common example of private personal loans is that granted by one person to another i.e. a brother to a sister. This is assuming the… Read More

Low Interest Personal Loans

Low Interest Personal Loans

The popular misconception is that personal loans are interest rate junkies. This means that the Annual Percentage Rate (APR) is extremely high. APR in simple terms is the total interest rate collectible during a 1 year period. An oversimplified computation of the same is monthly interest rate x 12. The Goal This article will discuss… Read More

The Disadvantage of Poor Credit Personal Loans

The Disadvantage of Poor Credit Personal Loans

A credit report is a couple sheets of paper that contains personal, employment, financial, and public information on a consumer. Majority of the information found therein are related to credit transactions, specifically total debt, credit utilization ratio, payment history, credit inquiries, etc. The report is then summarized into a score. The higher the score, the… Read More

Secured vs Unsecured Personal Loans

Secured vs Unsecured Personal Loans

A loan is called a forbearance agreement. Forbearance means one person, the creditor, pays in your behalf or forwards money to a borrower. The latter then promises to pay the principal amount due plus interest on an instalment basis. There is two types of loans namely secured & unsecured loans. The Goal This article will… Read More