Apply online for a personal loan of up to R150 000!

What you'll need to apply:
  • A regular monthly income of at least R2 000
  • Permanentely employed for more than 3 months
  • Your latest payslip
  • Clear copy of your ID document
  • Recent proof of residential address
  • Last 3 Month's bank statements
  • Personal Loan Pre-Approval

  • Complete the form below to start
    your personal loans application

    Easy, safe and secure online application

Why Use Smart Personal Loans

Secure Online Application

Smart Personal Loans takes your security very serious! Therefore we have every effort in keeping our customers details secure as possible during the application process. Our website as been secured with a Thawte security services.

Receive Status Within 48 Hours

Find out if you are approved within 48 hours after your documents has been sent back to Smart Personal Loans. Your money will be paid out within 24 hours after you received your approval status.

Convenient Application

Don't wait in long qeues to apply for a personal loans. Smart Personal Loans has made it easy to apply for a personal loan in the comfort of your own home. Application forms can be completed on your computer.

Additional Products with Smart Personal Loans

Life Insurance

Keep your family save and secure in the event that something has happened with you. Apply for a life insurance quote and make sure your family is taken cared of. Get up to 5 life insurance quotes.

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Medical Aid & Gap Cover

The cost of health is quite high and not having a medical aid means that you will pay thousands for medical procedures. Get a combined (5-in-1) medical aid quote today!

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TransUnion Credit Report

The more you know about your credit the less you have to fear. A good credit score could increase your likelihood of getting lower interest rates on loans and credit cards

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