Personal Loans

Take Care of Your Needs with a Personal Loan

Fund a major purchase. Pay off unexpected expenses.
Consolidate debt. Take charge of your finances today!

Get a Personal Loan »

  • Secure Online Application
  • Convenient Application
  • Fast Approvals
  • NCR Lenders

We offer a simple application.

A quick and easy process.

Apply for a loan online

It takes just a few minutes to provide us with your information. Our online application is secure and your information is safe.

Get contacted by lenders

Lenders will pre-qualify your online application. Those that do pre-qualify you will contact you regarding your application.

Money in your bank account

Money will be directly deposited into your bank account within 24 hours after completion of your personal loan application.

Information you will need to get ready:

  • 3 Months bank statements
  • 3 Months salary slips
  • Copy of your ID document
  • Proof of residential address

You're In Good Hands.

Some of our happy applicants.

Thank guys for assisting me in getting a personal loan. I thought that I won’t qualify for a loan, but I got a loan. I will definitely use Smart Personal Loans again.

Sophy Mkhabela


Thank you for my personal loan. I’ve searched the internet and accidentally landed on your site. I applied for a personal loan and was assisted immediately. Thank you again!

Susan Swart

Eastern Cape

I never though that getting a personal loan online can be so easy! Thank you for assisting me in getting a loan.

Simon Nkosi